“Procrastination robs you of opportunity. It is a significant fact that no great leader was ever known to procrastinate. You are fortunate if AMBITION drives you into action, never permitting you to falter or turn back, once you have rendered a DECISION to go forward. Second-by-second, as the clock ticks off the TIME is running a race with YOU. Delay means defeat, because no man may ever make up for lost TIME. TIME is a master worker which heals the wounds of failure and disappointment and rights all wrongs and turns all mistakes into capital, but, favors only those who kill off procrastination and remain in ACTION when decisions are made. Life is a great checkerboard. The player opposite you is TIME. If you hesitate you will be wiped off the board. If you keep moving you may win. The only real capital is TIME, but is capital only when used.”-Napoleon Hill